Life Insurance

Life insurance is a critical financial tool that provides protection for your loved ones in the event of your passing. It offers peace of mind by ensuring that your family is financially secure even when you're no longer there to provide for them. 

Some of our policies will also protect you from three major events:

- Dying Too Soon

- Living Too Long (Outliving Your Savings Past Retirement)

- Becoming Ill

At St Florence Financial Group, we offer a wide range of Life Insurance products that would fit your needs, such as: 

- Indexed Universal Life

- Whole Life

- Term Life

- Guaranteed Life

-Final Expense (Burial Insurance)

-Newborn Life policies

Most of these policies provide advantages such as: 

• Flexibility: Policyholders can adjust premium payments and death benefits within certain limits.
• Tax Benefits: The cash value growth is generally tax-deferred, and withdrawals can be tax-free up to the policy's basis.
• Market-Linked Growth: The potential for higher returns than traditional whole life insurance due to market index performance.
• Death Benefit: A tax-free death benefit is paid to beneficiaries upon the policyholder's passing.
• Cash Value Access: Policyholders can access the cash value through loans or withdrawals for various financial needs.